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Terms and Conditions These Terms and Conditions (hereinafter referred to as the "Agreement") govern the legal relationship between Capital Market, a secure and reliable company, registered as No. CM-72510-221 and headquartered at ICD Brookfield Place - Level 25 - Al Mustaqbal St - Trade Centre - DIFC - Dubai - United Arab Emirates (hereinafter referred to as the "Company"), and the user (whether a natural person or legal entity) (hereinafter referred to as the "Client") of the website www.capitalmarket-en.com (hereinafter referred to as the "Website"). The Client acknowledges having read, understood, and accepted all the information, conditions, and terms set forth on the website, including important legal information, which is available for review and study by the public. By accepting this contract, the Client agrees and accepts, irrevocably, the terms and conditions contained therein, as well as its annexes or appendices, and any other documentation or information published on the website. This includes, among other aspects, the Privacy Policy, Payment Policy, Withdrawal Policy, Code of Conduct, Order Execution Policy, and Anti-Money Laundering Policy. The Client accepts this Agreement by registering an Account on the website and depositing funds. By accepting the Agreement, subject to final approval by the Company, the Client enters into a legal and binding agreement with Capital Market. The terms of this Agreement shall be considered unconditionally accepted by the Client when the Company receives an advance payment made by the Client. Once the advance is received from the Client, all operations carried out by the Client on the platform shall be subject to the terms of this Agreement, as well as any other documentation and information available on the Website. By means of this contract, the Client acknowledges that each operation, activity, transaction, order, and/or communication carried out by him on the Investment Platform, including those carried out through his Account and the Website, shall be governed and/or carried out in accordance with the terms and conditions of this Agreement, as well as with any other documentation/information present on the website. By accepting this contract, the Client confirms his ability to receive information, including modifications to this contract, via email or through the website. General Terms and Conditions Account: Refers to a personalized and unique account registered in the name of the Client, containing all the Client's transactions/operations on the Capital Market Investment Platform (as defined below). Ask: Refers to the highest price in a quotation, i.e., the price at which the Client can buy. Bid: Refers to the lowest price in a quotation, i.e., the price at which the Client can sell. Binary Options, "All-or-Nothing" Options or Turbo Options: Financial instruments in which a prediction is made about the trend of the price change of an asset within a specified period of the day. The payout is predetermined as a fixed amount if the option expires in the money or out of the money. Contracts for Difference (CFDs): Consist of a negotiable contract between the client and Capital Market, in which the difference in the value of an instrument at the time of opening a transaction is exchanged, taking into account the value of the instrument at the end of the contract. Digital Options Contract: Refers to a type of derivative instrument in which the client earns a payout if he correctly predicts the change in the price of the underlying asset at the option's expiry. Execution: Refers to the execution of client orders by Capital Market, which acts as a counterparty to the client according to the terms of this contract. Financial Instruments: The financial instruments provided for in paragraph 2.4 below, available on the Capital Market investment platform. Know Your Customer (KYC) Documents: The documents that the client must provide, including a copy of the passport or identity document (ID) and a utility bill provided by the client, if a natural person, or those certificates showing management and ownership, down to the ultimate beneficiary, if a legal entity, as well as any other documents that Capital Market may request in its sole discretion. Market: Refers to the market in which financial instruments are subject to trading, whether or not such market is constituted/regulated, whether in Seychelles or abroad. Market Maker: Refers to a company that provides bid and ask prices for financial instruments. Operations: The actions carried out in the Client's Account, including the crediting and refunding of funds, the opening and closing of investment transactions/positions and/or related to financial instruments. Prices: Refers to the prices offered to the client for each transaction that may be changed without prior notice. The prices provided by the Investment Platform will include the spread when relevant. Services: Refers to the services described in section 2 of this contract, provided through the investment platform. Spread: Refers to the difference between the ask (buy) price and the bid (sell) price at the same time. For the avoidance of doubt, a predefined spread is considered a commission for the purposes of this Agreement. Investment Platform: Refers to an electronic system on the Internet consisting of all programs and technologies that present real-time quotations, allowing the presentation, modification, and deletion of orders, as well as the calculation of all mutual obligations of the client and Capital Market. Introducing Broker: Refers to any person (whether a natural person or legal entity) who wishes to refer clients to Capital Market, and who has entered into the introducing broker agreement and successfully opened an IB account, as stipulated in the introducing broker agreement. Countries in which the Service is Offered: Refers to any country where it is possible to register on the Capital Market website (e.g., Thailand, Mexico, Egypt). Object of the contract and services provided The object of the Contract shall be the provision of Services to the Client by Capital Market, through the Investment Platform. Capital Market shall carry out all transactions as provided in this Agreement, exclusively based on execution, without managing the account or advising the Client. Capital Market has the right to execute transactions requested by the Client as provided in this Agreement, even if the transaction is not beneficial to the Client. The Company is obliged, unless otherwise agreed in this Agreement and/or other documentation and information on the Website, to monitor or advise the Client on the status of any transaction, make margin adjustments, or close any of the Client's open positions. Unless specifically agreed otherwise, Capital Market is not obliged to attempt to execute the Client's order with more favorable quotes than those offered through the Investment Platform. The Investment and Ancillary Services that Capital Market must provide, in accordance with the terms of the Contract, are detailed below. Capital Market shall provide them as a market maker, as established in this Contract. Likewise, Capital Market may, at its sole discretion and without prior notice to the client, decide whether to transmit orders placed or act as an intermediary in client transactions. The Services that Capital Market provides in relation to one or more Financial Instruments are as follows (the list below should not be considered exhaustive): Investment Services: i. Receipt and transmission of orders in relation to one or more financial instruments. ii. Execution of orders on behalf of clients. iii. Trading in Own Account. Ancillary Services: i. Custody and administration of financial instruments for the Client's investment account, including custody and related services, such as cash and collateral management. ii. Granting of credits or loans for one or more financial instruments, when the company providing the credit or loan is involved in the transaction. iii. Currency exchange services when related to the provision of investment services. Capital Market shall not provide investment, tax, or trading advice unless specified between the Client and Capital Market in a separate agreement. The services include "execution only," meaning that Capital Market will act following the Client's instructions and will not advise him on any transaction, nor monitor his trading decisions to determine if they are appropriate or to help him avoid losses. The Client must obtain his own financial, legal, tax, and other professional advice. Financial Instruments: The list below should not be considered exhaustive: i. Digital Options and/or Binary Options Contracts on stocks, commodities, indices, and currency pairs. ii. Contracts for Differences (CFDs) on stocks, currency pairs (FX), commodities, ETFs, indices, and CFDs on cryptocurrencies. Investments with CFDs and other derivatives do not confer any rights, voting rights, title, or interest in the underlying instrument of the Transaction. The Client understands that he has no right to take possession and that he has no right to ownership of any underlying instrument. CFDs and other derivatives are not traded on a regulated exchange and are not cleared through a central clearing house. These exchange and clearing house rules and protections do not apply. Capital Market reserves the right, at its sole discretion and for all Contracts for Differences (CFD) products, to impose the following expiration terms: daily/weekly/monthly and/or perpetual. Protected CFDs: On its website, Capital Market has the right to provide financial services on Contracts for Differences (CFD) with intrinsic protection (Protected CFDs). The risk of loss for Protected CFDs will not exceed the amount invested by the client in a specific CFD contract, together with any ongoing investment or investment fees incurred as a result of opening such CFD. Clients may choose to opt in or out of the features offered by Protected CFDs, by selecting the option to use the balance in their General Provisions Subject to the provisions of this contract, Capital Market agrees to provide the client with services subject to the same, under the following conditions: a. The client must be of legal age according to the jurisdiction where he resides or is a resident, have legal competence, and be in full possession of his mental faculties. b. The client must not be a resident of any country where the distribution or provision of products or services offered by Capital Market violates local laws or regulations. It is the client's responsibility to ensure that he knows and complies with applicable local laws and regulations. c. The client must not be a resident of the United States, its territories, Canada, Afghanistan, Australia, Belarus, Belgium, Bouvet Island, Comoros, Cuba, Democratic Republic of the Congo, Eritrea, Ethiopia, Gibraltar, Guam, Haiti, Iran, Israel, Japan, Libya, Mali, Myanmar, North Korea, Palestine, South Sudan, Sudan, Syria, Russian Federation, United Kingdom, Ukraine, Vatican, any country of the European Economic Area or other countries not serviced. d. The client must not be a resident of Ukraine. As of May 10, 2022, Capital Market will no longer accept residents of Ukraine. Capital Market will offer Services to the Client, at its sole discretion, under the provisions of this Contract. The Client is prohibited and, under no circumstances, may execute any transaction/Operation on the Investment Platform, the Website and/or through his Account, which exceeds the total balance and/or amount of money deposited/maintained in his Account. These deposited amounts shall be considered delivered as collateral to Capital Market by the Client, thus guaranteeing the Client's obligation to pay any amount of money to Capital Market. Capital Market will facilitate the execution of the Client's investment activities/orders and/or transactions. However, the Client acknowledges and agrees that Capital Market, at no time, will provide any trust and/or investment advisory services to the Client. Capital Market will process all Client transactions/operations in accordance with the terms and conditions of this contract and only based on execution. Capital Market will not manage the Client's Account or provide advice in any way. Capital Market will process orders and transactions requested by the client, under this contract, regardless of whether such orders and transactions may result in them not being beneficial to the client. Unless otherwise agreed in this Contract and/or in other documentation/information on the website, Capital Market is not obliged to monitor or advise the Client on the status of any transaction/order, to make margin calls to the Client, or to close any of the Client's open positions. Unless specifically agreed otherwise, Capital Market is not obliged to process or attempt to process the Client's order/transaction using quotes more favorable than those offered through the Investment Platform. Capital Market shall not be financially responsible for any operations carried out by the Client through the Account and/or the Investment Platform. Each Client shall be the sole authorized user of Capital Market's services and the corresponding Account. The Client is granted an exclusive and non-transferable right to use and access the Account, and it is his responsibility to ensure that no third party, including, but not limited to, any close relative and/or immediate family members, gains access to and/or performs investment operations through the assigned Account. The Client shall be responsible for all orders placed using his security information, and any order received by Capital Market in this manner shall be considered to have been made by the Client. The Company shall not be liable for, nor maintain any legal relationship with, any third party other than the client. If the Client acts on behalf of a third party and/or on behalf of an order from any third party, Capital Market will not accept this person as a Client and will not be liable to this person, regardless of whether such person is identified or not. The Client has the right to cancel the order provided to Capital Market within 3 seconds after the delivery of such order to Capital Market (hereinafter, the "Cancellation"). The client agrees and understands that the three-second cancellation option offered by Capital Market will be available to the client, as long as the price does not change. At three seconds from the moment the Client submits the order to Capital Market through the platform, Capital Market may (but is not obligated to) offer to purchase the Client's option and the Client has the right to accept such offer (hereinafter referred to as "Purchase"). The Client is entitled to such Cancellation or Purchase of the option, but always subject to the conditions specified in the platform. These conditions may also include a fee charged by Capital Market. Such fee is specified on the platform. Capital Market is obligated to provide all necessary information, such as the Cancellation and Purchase conditions, their cost, etc. The Client acknowledges and agrees that the delivery of such information on the platform is sufficient. The Client acknowledges and agrees that the use of Cancellation or Purchase is very risky for the Client, as the cost of Cancellation and/or Purchase depends on the market situation. The Client assumes all risks associated with the use of Cancellation and/or Purchase. The Client has the right to use such Cancellation or Purchase option, subject to the conditions specified on the Investment Platform/the Website, including, without limitation, any fee charged by Capital Market. Capital Market shall be obligated to deliver all necessary information regarding the Cancellation and Purchase conditions, including any applicable cost, etc. The Client acknowledges, accepts, and agrees that the delivery of such information on the Investment Platform is sufficient. The Client acknowledges, accepts, and agrees that the use of the Cancellation or Purchase option entails great risks for the Client, especially in the case where the costs associated with Cancellation and/or Purchase depend on the market situation. The Client assumes all risks associated with the use of the Cancellation and/or Purchase option. The Client understands and agrees that Capital Market may, from time to time and at its sole discretion, use a third party to hold Client funds and/or for the purpose of receiving payment execution services. These funds will be held in segregated accounts from the third party's own funds and will not affect the Client's rights to such funds. Capital Market offers internal, live chats, where clients can share, among other things, their investment ideas and/or express their opinions in general. The client acknowledges and accepts that the live chat function provided by Capital Market does not constitute or will constitute valid and/or accurate information and/or information directed towards clients/prospective clients and/or in any way consists of information controlled by Capital Market and/or does not constitute investment advice, as it simply is a feature that allows clients, among other things and among themselves, to express their thoughts and ideas. The provision of investment advice will only be carried out by Capital Market subject to a separate written agreement with the Client, and after evaluating the Client's personal circumstances. Unless such a written agreement has been entered into between the client and Capital Market, the provision of reports, news, opinions, and price change alerts, as displayed on the Capital Market investment platform, as well as any other information from Capital Market regarding the client, shall in no way constitute investment or research advice relating to investments. Execution of orders / Electronic investments By accepting this agreement, the Client acknowledges having read and understood all its provisions and the relevant information provided on the Capital Market website. The client understands that some orders will be executed by the company as a counterparty to the transaction and in its capacity as a market maker. Therefore, it will act as principal and not as agent on behalf of the client. The Client is informed about the possibility of conflicts of interest arising from this operational model. Additionally, the client agrees that the company may transmit some orders and act as an intermediary in client transactions. Receipt of the order by the company shall not constitute its acceptance; acceptance shall only occur upon execution of the order. Capital Market shall be obligated to execute Client orders in a sequential and timely manner. The client acknowledges and accepts: a) the risk of errors or misunderstandings in orders sent through the investment platform due to technical or mechanical failures; b) the risk of any delays or other issues; and c) the risk of orders being submitted by unauthorized persons, agreeing to fully indemnify Capital Market for any loss resulting from such orders. During the receipt and transmission of the order, Capital Market shall not be liable for its content or the identity of the sender, except in cases of gross negligence, intentional breach, or fraud. Capital Market shall not take actions based on orders transmitted by electronic means other than those predetermined, such as the Investment Platform, and shall not be liable for not acting on such orders. The client acknowledges and accepts that any product or service offered by Capital Market may not always be available for purchase or use for investment purposes, and therefore, it is at the discretion of the company to decide its availability, without assuming any liability. The client accepts and understands the following corporate actions: a) Capital Market reserves the right to close positions related to companies in bankruptcy proceedings; and b) in the event of asset splits or consolidations, the company may decide to close client positions, providing prior notification. Capital Market reserves the right to refuse to execute orders for various reasons, including market manipulation, insider trading, money laundering, client funds insufficiency, non-compliance, or internal exposure limits. Any refusal by Capital Market shall not affect the Client's obligations to the company. The Company shall maintain the right, though not the obligation, to charge each Client a maintenance/custodial fee regarding any open cryptocurrency position (without leverage) held with the Company ("Open Positions"). Such right shall arise and may be exercised by Capital Market if such open positions remain open for more than three (3) months from the date of their opening ("minimum period"). When the minimum period is completed and Capital Market decides, at its sole discretion, to exercise the right provided under the above, the following measures shall be taken: The company shall apply the maintenance/custodial fees against the open position, according to the table provided below. If the client wishes to avoid being charged maintenance/custodial fees, they must immediately close their position before reaching the period indicated in the table. The % (percentage) of the maintenance fee, as indicated in the table below, shall be calculated against the value of the open position at the end of each month and within the periods indicated below. Payment of the calculated maintenance fee shall be made on the date the Open Position has reached the Minimum Period and subsequently, once each consecutive period has been completed, as shown in the table. Payments corresponding to Capital Market shall be allowed, with the necessary amounts automatically deducted from the Client's Open Position balance. At the end of each period (as set forth in the table), the % of the maintenance/custodial fee shall be automatically increased without any notification to the client, pursuant to the table provided below. The maintenance/custodial fee table is presented below: Period (months) % of maintenance/custodial fee 3 0.25% 6 0.50% 9 0.75% 12 1% 15 1.25% 18 1.50% 21 1.75% 24 2% It is important to note that these fees are subject to changes and updates, and Capital Market reserves the right to modify them at any time, with prior notification to the Client as deemed necessary. These provisions seek to ensure adequate transparency and clear understanding of the terms and conditions under which operations and business relationships with Capital Market are conducted. Limitation of liability The provision of services by Capital Market does not guarantee uninterrupted, secure, and error-free service, nor does it guarantee immunity against unauthorized access to investment website servers. It is also not responsible for interruptions caused by damages, malfunctions, or failures of hardware, software, communications, or systems in Client and Company provider equipment. Capital Market relies on third parties for service provision, therefore it will not assume liability for any action or omission of third parties. It will also not be liable for any damage, loss, or expense caused to the Client or third parties as a result of the actions or omissions of such third parties. The Company shall not be liable for any damages of any kind caused to the Client in circumstances of force majeure or during any event over which Capital Market has no control and which has impacted accessibility to the investment website. Under no circumstances shall Capital Market or its Agents be liable for direct or indirect damages of any kind, even if the Company or its Agents have been notified of the possibility of such damages. In the event that a client registers an account through introducing brokers, recommendation agents, or other third parties, the following is agreed: Capital Market shall not be liable for any agreement, covenant, or contract between the client and such individuals, nor for any additional costs that may arise as a result of such agreement. Introducing brokers or recommendation agents are not representatives or agents of Capital Market, therefore, they do not act on behalf of the company. They are not authorized to offer guarantees, promises, advice, or personal recommendations to the client regarding the client's account or transactions. Capital Market shall not accept any liability in connection with such advice or recommendations. Transaction settlement Capital Market shall proceed with the settlement of all transactions at the time of execution of such transactions. This ensures transparency and efficiency in the trading process for our clients. At all times, the Client shall have access to print the status of their account online on the Capital Market Investment Platform. This access provides our clients with the ability to monitor and manage their operations conveniently and securely. Rights, obligations, and warranties of the parties The Client shall have the right to: Present to Capital Market any order requesting the execution of a transaction/Operation on the Website, under, and subject to, the terms and conditions of this Agreement. Request withdrawal of any amount, subject to, and under, the Withdrawal Policy, provided Capital Market has no claims against the Client and/or the Client has no outstanding debts to Capital Market. In case the Client has any alleged claim against Capital Market and/or there is any dispute between the Client and Capital Market, the Client may present their claim to Capital Market, including all specific and relevant details, by contacting complaintsglobal@capitalmarket.com for this purpose. Capital Market shall acknowledge receipt of such claim, initiate an internal investigation into the matter, and respond to the Client within a reasonable period (e.g., within a period not exceeding 3 months from the date the claim acknowledgment is recognized). Capital Market may extend this period if deemed necessary and will notify the Client accordingly. Unilaterally terminate the Agreement, provided there are no outstanding debts from the Client to Capital Market, with such termination being carried out in accordance with the provisions of section 17 of this Agreement. The client: Acknowledges that the Account will be activated upon deposit of funds/prepayments into the Account. Guarantees to comply, at all times and honestly, with all the terms and conditions of this contract. Ensures that the username and password, issued by Capital Market in connection with the use of the Services and the Account, are only used by the client at all times, and not disclosed to any other person. Shall be responsible for all orders submitted through their security information, and any order received in this manner by Capital Market shall be deemed to have been given by the Client. Hereby accepts the risk of orders being executed by unauthorized persons and/or the investment account being used by someone without the client's permission (hereinafter collectively referred to as "unauthorized access" or "hacked account"), agreeing to fully indemnify Capital Market for any and all losses, costs, and expenses arising therefrom. In such case, the client also agrees and accepts the following: The client shall immediately notify Capital Market when unauthorized access to their investment account occurs. Capital Market shall have the right to immediately block the client's investment account and to extend the processing time or cancel withdrawal requests, without having to notify the client in advance, in which case, the client shall have no right to any benefits that have been obtained during the time the account was accessed without the corresponding authorization. The client shall provide Capital Market with all the information needed and/or all the documents deemed necessary to unlock the investment account. Hereby acknowledges that frequent access and identification to the account, through different IP addresses from different countries or through a VPN (except for users in Turkey or Indonesia), shall be considered as reasonable evidence that may lead Capital Market to believe that violations have occurred with respect to section 3, paragraph 6 and 7, paragraph d subparagraph b. Confirms that any investment strategy and/or investment decisions and/or any activity carried out by the client through their Account, and on the Investment Platform, are made with consideration and awareness of all risks involved and solely based on their knowledge and sole discretion. Guarantees to take all necessary steps and actions to not disclose any confidential information of Capital Market, which the company decides to disclose and/or occasionally makes available to the Client. Accepts any risk, including, among other things, any risk of financial losses, arising from unauthorized access to, and with respect to the use of, their account by third parties or unauthorized parties. Shall notify Capital Market of any changes regarding their contact details and any other changes to the personal data provided to Capital Market, within 7 (seven) natural days from the date such changes take effect. Shall register only 1 (one) Account with Capital Market. In the event that the Client has multiple accounts, any transaction/Operation made through such multiple accounts, as well as the corresponding financial results of such transactions/Operations, may be canceled at Capital Market's absolute discretion. All of these multiple accounts may be blocked, at Capital Market's sole discretion and, consequently, Capital Market shall have the right to terminate this Agreement immediately, and may close the account and all open positions. Shall indemnify and hold Capital Market harmless against any claim and/or legal action brought against it as a result of the disclosure of the Client's personal data. Hereby irrevocably accepts full responsibility for their actions, in accordance with the current and valid tax legislation in the place of residence/domicile of the Client, and in relation to any transaction/Operation carried out, including, among others, income tax/profits. Acknowledges that the provision of the Services may involve the transfer of information through an open network. Therefore, information is transmitted regularly and without border controls. Capital Market will use all reasonable means to prevent information from being intercepted and read by third parties, through the use of techniques such as encryption; however, it is not always possible to prevent unauthorized access by third parties to the Client's information/personal data. By this contract, the Client acknowledges this risk and accepts and authorizes this, provided they are reasonably satisfied that any unauthorized access/disclosure was not intentional and that Capital Market took all reasonable measures and actions to prevent such unauthorized access/disclosure. Recognizes and agrees that Capital Market has the right to close any transaction, at its sole and absolute discretion, without providing advance notice to the Client if the underlying asset or contract on which the transaction is based is settled on an expiration date, as established by the relevant financial market in which such asset is traded (this period being known as the "Closing Time" and the relevant expiration transaction as "Expiration Transaction"). Capital Market shall not be obliged to take action to extend an open position in an Expiration Transaction. Acknowledges that Capital Market prohibits payments from third parties or anonymous to the Client's Account. Only funds sent from an account in the name of the Client and belonging to the Client are acceptable. Capital Market reserves the right to block the account at its own discretion if it has identified a deposit made by third parties or anonymous. The Client should be aware that any remaining funds will be returned to the third-party source using the same payment method used, and any profits accumulated by the Client with third-party or anonymous funds will not be available to the Client. Agrees that, in the event Capital Market executes a transaction/Operation on their behalf, which is not covered by the balance of their Account, Capital Market shall have the right to liquidate their assets and use the proceeds to cover part or all of the difference. Hereby irrevocably agrees that the Client is solely responsible for any technical deficiency that may occur in the Client's connection to the Investment Platform, in the Client's equipment used to receive the services (including, without limitation, personal computers, laptops, mobile phones, etc.) and confirms that the Client will not make any claim against Capital Market for any direct and/or indirect damage the Client may suffer due to such deficiencies. Acknowledges that Capital Market has the right to refuse to execute any transaction/Operation requested by the Client and/or any other action required under this Agreement, for as long as it holds any claims against the Client, whether expired, future, or contingent and regardless of whether they arise from the same transaction/Operation from which such obligations arose. Recognizes and accepts that this Agreement and/or any material available on the Website may be unilaterally modified from time to time by Capital Market, and that the Client shall be responsible for frequently reviewing the Website to ensure they are aware of any changes made in this manner. At the time of submitting a request by the Client for any transaction(s), any modification made to this Agreement and/or any material available on the Website shall be deemed acknowledged and accepted by the Client. If Capital Market considers the modifications to be significant, such modifications shall become effective on the date specified in the notice. The Client understands and agrees that their consent is not necessary for any change to be effective. If the Client does not respond and/or does not agree with the content of the modifications implemented in the Capital Market Terms and Conditions, such act shall be considered as acceptance by the Client with respect to the content of the amendment(s), as well as the modified Term(s) and Conditions. Furthermore, any order from the Client to execute a transaction(s) after receiving notification and/or accessing their account shall be deemed acceptance by the Client of the content of such amendment and the Agreement as modified. The Client understands that it is their sole responsibility to keep up to date with all changes. The applicable version shall be the last version uploaded on the Capital Market website, and in the event of a legal dispute, the last version shall prevail. In the event that the Client does not accept the modifications, they shall have the right to terminate this Agreement in accordance with the Duration and Termination section of the Agreement, included herein. Therefore, the Client warrants and assures Capital Market that: They do not reside in any country where the distribution or provision of the financial products or services offered by Capital Market contravene local law or regulations. They are responsible for confirming the terms of, and complying with, each and every local law or regulations that may be applicable to them. They have the legal capacity/competence, and full use of their mental faculties, as well as having reached the legal age in the country where they reside or of which they are a citizen; Not being a resident of the United States or the territories of the United States, nor a resident of the United States and the territories of the United States, Canada, Afghanistan, Australia, Belarus, Belgium, Bouvet Island, Comoros, Cuba, Democratic Republic of Congo, Eritrea, Ethiopia, Gibraltar, Guam, Haiti, Iran, Israel, Japan, Libya, Mali, Myanmar, North Korea, Palestine, South Sudan, Sudan, Syria, Russian Federation, United Kingdom, Ukraine, Vatican, any country of the European Economic Area or any other countries that are not served. They are not subject to any legal disability with respect to, and are not subject to, any law or regulation that prevents them from entering into this Agreement or any contract or transaction contemplated in this Agreement. The Client acts as principal and not as an authorized representative/agent or administrator of any third party; The monetary funds and/or financial instruments and other assets delivered for any purpose by the Client to Capital Market are not directly or indirectly connected with any illegal and/or criminal and/or terrorist activity. The monetary funds and/or financial instruments and other assets delivered for any purpose by the Client to Capital Market belong exclusively to the Client and are at all times free from any encumbrance, lien, commitment, or impediment, unless the Client has communicated otherwise to Capital Market in writing; The financial instruments, information, and/or legal documents that the Client delivers to Capital Market shall be authentic, valid, and free from any defect and shall have the legal effect that, in fact, they entail. The Client warrants that they have provided correct, complete, and true information about themselves during registration and will ensure the accuracy of the information provided in a timely manner, updating any registration information that may have changed. Failure to do so could result in the closure of their Account, limitations on it, and/or the cancellation of any transaction. The Client shall submit the KYC (Know Your Customer) documents to Capital Market within a period not exceeding 14 days from the moment of the funds deposit. The Client confirms that the purpose and reason for registering and operating an account consist of investing, in their own name, with any financial instrument and taking advantage of the Services that Capital Market offers. The Client warrants that if the reason for operating an Account changes, the Client shall inform Capital Market immediately. The Client shall ensure and/or continue with the guarantees mentioned at all times, including, without limitation, during and/or in the process of the execution of any transaction/Operation and/or investment, through their Account, as well as the provision of Services. Capital Market shall have the right to: Modify the size of the value of Capital Market's financial obligations to the Client, with changes to the appropriate entry to the investment operations register, in case the Client breaches one or more provisions of this Agreement. The company Capital Market reserves the right to make changes, additions, or set as default the option payment rate, the return rate, the possibility of acquiring the type of option, the minimum and/or maximum amount of the option, as well as the possible expiration periods for one, for several, or for all assets. Capital Market shall also have the right to limit the maximum amount of options purchased during 1 (one) minute, 1 (one) hour, 1 (one) natural day. Additionally, the company reserves the right to: Contact the Client regarding any questions related to this Agreement, including, regarding clarifying the Client's intentions regarding their actions through the Account. Modify and/or amend and/or re-formulate, unilaterally, the terms and conditions of this Agreement and/or the material available on the Website, without prior notice to the Client. Capital Market shall notify the client of any changes of this nature through the website or by sending an email to the client. Modify the size of the value of Capital Market's financial obligations to the Client if the fulfillment of the Operations on the Investment Platform does not meet the conditions of this Agreement. Involve third parties, for the purpose of being able to cooperate, to facilitate or improve the provision of the services that are the subject of this contract. With respect to any matter and/or obligation not covered by this Agreement, Capital Market shall act according to its own discretion, but always in accordance with investment practices, as well as with those existing within the line of Services. Request additional documents that provide support and/or the corresponding information during the verification of the Client's investment account, and equally, continuously during the business relationship, if such information were necessary for Capital Market to be able to offer its services to the Client efficiently. If the client does not provide the company, within the specified period, with any additional supporting documents, which include, among others, those verification documents that are updated, in such case, Capital Market shall have the right to terminate this contract immediately, being able to close the account and all open positions. Capital Market Obligations: a. For the purposes of the provisions set forth in this contract, and provided that the company is reasonably satisfied with the Client's compliance with the terms and conditions of this Agreement and/or has not in any way breached any of the terms of this Agreement, Capital Market will provide the Services through the Website. b. Comply with the provisions of this contract. 8 Indemnification and Liability: The Client agrees to indemnify and hold harmless Capital Market, as well as its directors, officers, employees, or representatives, from any direct or indirect liability (including, without limitation, losses, damages, claims, costs, or expenses) that the company or any third party may incur due to any act or omission by the Client in the performance of their obligations under this Agreement and/or the settlement of any financial instrument of the Client in response to any claim made against Capital Market, unless such liabilities result from gross negligence, intentional breach, or fraud by Capital Market. This indemnification shall remain effective beyond the termination of this Agreement. Capital Market shall not be liable for any loss, expense, cost, or liability, whether direct or indirect, incurred by the Client in connection with this Agreement, unless such loss, expense, cost, or liability results from gross negligence, intentional breach, or fraud by Capital Market. Notwithstanding the foregoing in section 8.1 above, Capital Market shall have no liability to the Client whether in tort (including negligence), breach of legal duties, or otherwise, for any loss of profits or for any indirect or consequential loss arising under and/or in connection with the Agreement. Capital Market shall not be liable for any missed opportunity that could have resulted in an increase in the value of the Client's financial instruments, or for any decrease in the value of the Client's financial instruments, regardless of the cause, unless such loss is directly attributable to gross negligence, intentional breach, or fraud by Capital Market. Capital Market shall not be liable for any loss resulting from misrepresentation of facts, errors of judgment, or any act performed or omitted by the company, unless such act or omission results in gross negligence, intentional breach, or fraud by Capital Market. Capital Market shall not be liable for any act or omission, nor for the insolvency of any counterparty, bank, custodian, or other third party acting on behalf of the Client, with whom, or through whom, transactions are conducted on behalf of the Client. The Client acknowledges and agrees that, in cases where Capital Market acts as an intermediary for client transactions: a. Under certain market conditions or in accordance with risk management by the third-party market maker, the company may cancel client transactions and return the corresponding funds to the client's investment account. In such cases, Capital Market undertakes to follow an appropriate notification policy. b. In the event of such cancellations, the Client waives any claims to rights or claims against Capital Market in general, further undertaking to indemnify the company for any damage that may result from the aforementioned actions taken by Capital Market. 9 Personal Information: By accepting the terms and conditions of this Agreement, the Client gives their irrevocable consent to the collection and processing of their personal data by Capital Market, without the use of automatic controls, as the mentioned data is provided by the Client to Capital Market. The term "personal data," for the purposes of this Agreement, refers to the Client's name, surname, gender, address, telephone number, email address, Client's IP address, cookies, and information related to the provision of Services to the Client, such as the Client's investment history. The Client agrees to provide correct, accurate, and complete personal data, as required by Capital Market. The purpose of collecting and processing personal data is to comply with the requirements of applicable regulatory legislation, including anti-money laundering regulations, as well as for any purpose related to this contract, which allows Capital Market to fulfill its obligations to the Client. Capital Market has the right to collect, record, systematize, accumulate, store, adjust (update, change), extract, use, transfer (disclose, deliver, access), anonymize, block, delete, and destroy personal data, as permitted by current legislation. The Client acknowledges and consents to Capital Market storing, maintaining, and processing their personal data as stipulated in this agreement, during the term of the agreement and for a minimum of 7 years after its termination. By this agreement, the Client acknowledges, agrees, shows their conformity, and consents to the disclosure of their personal data by Capital Market to third parties and their representatives, only for the purposes of this Agreement, including facilitating the processing/execution of the Client's orders/operations, subject to Capital Market ensuring that such third party processes personal data in accordance with applicable laws and regulations. Capital Market shall not have the right to dispose of personal data publicly or disclose it for any other purpose, except when required by applicable laws and regulations. During the processing of personal data, Capital Market shall take all necessary legal, organizational, and technical measures to protect such data against unauthorized access, destruction, alteration, blocking, copying, delivery, and disclosure, as well as against any other illegal action. 10 Assignment: The contract shall be personal to the client, meaning that the client shall not be able to assign or transfer any of its rights or obligations under it to third parties. Capital Market, as a Company, reserves the right to assign or transfer any of its rights or obligations under this Agreement to a third party at any time. In the event of an assignment or transfer, Capital Market shall notify the Client of such action. 11 Risk Statement: By this document, the Client acknowledges having read, understood, and accepted the risk statement associated with the use of the Services provided by Capital Market. This information is available electronically on the Website. By accepting this Agreement, the Client confirms having read and understood the information detailed in this document, as well as the general description provided by Capital Market regarding the nature and inherent risks of the different Financial Instruments and/or Services. For further details, the Client may refer to our Risk Disclosure on the Website. 12 One-Click Investment Terms and Conditions: The One-Click Investment mode allows you to perform investment operations on the platform, without any additional confirmation, by simply clicking on the Buy/Call or Sell/Put buttons. By opting for the One-Click Investment mode, you acknowledge having read, understood, and accepted the following terms and conditions, and you are bound by them. Your current version of the platform allows you to choose between different modes for order submission. You agree to abide by the procedures and conditions specified in this document for each available mode. In the "one-click investment" mode, your orders will be submitted with a single click on the Buy/Call or Sell/Put buttons. There will be no subsequent confirmation notice that you need to click; therefore, you must ensure that all parameters are set according to your investment intentions before clicking on the mentioned buttons. You can enable or disable the One-Click Investment mode in the platform settings for one or more instruments. By selecting this mode, you understand that your orders will be submitted without any other confirmation other than clicking on the corresponding button, assuming all associated risks. By accepting these terms, check the "buy with one click" option when making investments on the platform. If you do not accept the conditions, do not check the box and do not use the One-Click Investment function. The IQ Lite mobile application only works in one-click investment mode. By using it, your orders will be sent only with a click on the corresponding buttons, without the need for additional confirmation. By downloading and using the IQ Lite application, you acknowledge and accept the risks associated with the "one-click investment mode," including possible errors or omissions when placing orders. 13 Charges and Fees: Capital Market shall be entitled to receive fees from the Client in relation to the Service(s) provided by the Company. Capital Market may pay a fee/commission to introducing brokers, recommendation agents, or third parties, based on drafted contracts. This fee/commission is related to the frequency/volume of transactions and other parameters. All applicable fees or charges can be found on the Capital Market Website (General Fees). The Company has the right to periodically modify its fees and charges. Ongoing investment fees, including swaps, will be charged and deducted from the Client's account balance. When the Client does not maintain sufficient funds in their balance, Capital Market will close the relevant position subject to the swap. The Client agrees that any amount they send will be deposited in the Account, at its value on the date of payment receipt and free of any charges/fees charged by the bank or by any other intermediary involved in said transaction process. In any case, the Client authorizes Capital Market to withdraw the fee by a transfer from the Client's Account. 14 Applicable Law: The terms and conditions of this contract, as well as any matter pertaining thereto, including, without limitation, matters of interpretation or disputes, shall be governed by the laws of the United Arab Emirates, with special attention to the legal jurisdiction established in Dubai, under the supervision of the Dubai Financial Services Authority (DFSA).. The Company and the Clients irrevocably submit to the jurisdiction of the courts of the United Arab Emirates, with an emphasis on the legal jurisdiction of Dubai. The company shall have the right to use the services of an interpreter during the trial, in case it is a situation that must be subject to dispute, according to Dubai law 15 Duration and Termination of the Contract: This Contract is entered into for an indefinite period of time. This Contract shall enter into force when the Client accepts it and makes an advance payment to Capital Market. In the event of discrepancies between the text of the Agreement in English and its translation into any other language, the text of the Agreement in English shall prevail as a whole, as well as the English version/text of any other documentation/information that has been published on the website. The contract may be terminated in any of the following circumstances: A. Each Party shall have the right to terminate this Agreement at any time, by notifying the other party in writing, with 15 (fifteen) days' notice. During the 15-day notification period, the company may limit the services available to the client; however, access will be granted for the client to withdraw the remaining balance. B. Capital Market shall have the right to terminate this Agreement immediately, close all open positions, block the Client's account, and return the remaining funds (if applicable) without prior notice under the following circumstances: i. Death or legal incapacity of the Client; ii. If a request is made or an order is issued, or if a meeting is convened, an agreement is approved, or action is taken for the purpose of bankruptcy or liquidation in relation to the Client. iii. The Client breaches or Capital Market has reasonable grounds to believe that the Client has breached, any of the Client's obligations under and/or in relation to this Agreement, and/or if it also breaches any of the warranties and representations made by the Client in this Agreement. iv. If Capital Market becomes aware and/or has reasonable grounds to believe that the Client has not reached the age of majority in the country where they reside or of which they are a citizen, as applicable. v. If Capital Market becomes aware or has reasonable grounds to believe that the client has become a citizen of the United States or of the territories of the United States, or a resident of the United States or of the territories of the United States, Canada, Afghanistan, Australia, Belarus, Belgium, Bouvet Island, Comoros, Cuba, Democratic Republic of the Congo, Eritrea, Ethiopia, Gibraltar, Guam, Haiti, Iran, Israel, Japan, Libya, Mali, Myanmar, North Korea, Palestine, South Sudan, Sudan, Syria, Russian Federation, United Kingdom, Ukraine, Vatican, of any country of the European Economic Area or of any other countries that are not serviced. vi. If Capital Market becomes aware and/or has reasonable grounds to believe that the Client is or has become a Russian resident and, in that case, if their Account was registered after July 1, 2016. vii. If Capital Market becomes aware or has reasonable grounds to believe that the Client is or has become a resident of Ukraine and if their account was registered after May 10, 2022. viii. If Capital Market has suspicions based on the available information about the Client that: a. They are and/or have been using fraudulent means or are involved in a fraudulent scheme in relation to the execution of this Agreement; b. They have unfairly gained an advantage improperly and/or unfairly and/or otherwise, over and/or to the detriment of (i) other clients of Capital Market and/or (ii) the Company; c. They have unjustly enriched themselves by using information that was intentional or negligent or concealed or not disclosed in advance by the client to Capital Market, or in cases where the company would have known in advance, or not have consented to or authorized, the use of such information by the client with respect to the purposes of this contract; or d. They have acted with the intention and/or effect of manipulating and/or abusing the market and/or Capital Market's investment systems and/or deceiving Capital Market and/or defrauding Capital Market; and/or e. They have acted in bad faith in the performance of their obligations under this Agreement. ix. When the client is guilty or Capital Market suspects that the client is guilty of malicious conduct or gross negligence, fraud or using fraudulent means or is involved in a fraud scheme in relation to the execution of this contract. x. Termination of the contract must be exercised under the applicable law. xi. If the Client receives 2 warnings related to verbal abuse against Capital Market employees. If the client does not provide the KYC ("know your customer") documents within 14 days from the moment this contract has been accepted, which will inevitably imply that their account is an unverified account. xiii. In the event that the Client initiates a chargeback in relation to the funds held in the Client's account. If Capital Market discovers that the client has created an additional investment account(s) after the refundability dispute, in such case, the company shall have the right, without prior notice and immediately, to terminate the contract, being able to close all open positions. Additionally, it may also block the account(s) and return the remaining funds (if necessary), excluding profits. xiv. When Capital Market identifies that the client is involved or is using high-frequency software for investments, for the purpose of manipulating the company's systems or investment platform, or to obtain illegally or improperly or maliciously, or knowingly, an unfair advantage over other clients of the company and to the detriment of them, or even the company itself, or when such high-frequency software for investments has been designed to abuse the systems or the company's investment platform. xv. When Capital Market identifies that the funds or the client's payment account(s) have been used to fund a third-party account and when it has, in such circumstances, reasonable suspicions that the client or the third party, is(are) circumventing any of the clauses of this present contract, by acting in such a way, or is acting in collaboration with a third party, that circumvents any of the clauses of the aforementioned present contract. xvii. The client is and/or has been convicted of a criminal offense and/or has been cautioned and/or accused by the police or other competent authority of a criminal offense. In the event that this contract is terminated for a reason already indicated in clauses 15.4.B, subclauses (iii - x) and (xii - xvii) of the aforementioned contract, the company will not be liable to the client and, consequently, will have no obligation to pay the client's profits (if any). Additionally, it is at the sole and exclusive discretion of the company to decide whether the deposited funds will ultimately be paid to the client. In the event of the termination of this contract for any reason indicated in sections 15.4.A of this contract, the company will have to transfer the remaining balance to the client, or give the client the opportunity to withdraw said remaining balance. 16 One-Click Service Terms and Conditions The Client agrees to deposit funds into their Account to use the services of Capital Market and any other additional services requested on the Website, as well as to cover additional expenses such as taxes and levies. The Client is responsible for the timely deposit of funds into their Account. The payment service provider will ensure payment compliance as defined by the Website, without liability for additional amounts. Payment is considered processed and cannot be returned once the Client clicks the "Payment" button. By accepting the terms and conditions, the Client confirms their right as the payment cardholder to use the Services offered on the Website. By accepting the terms and conditions and depositing funds into the Account, the Client agrees to use the Website's Services and understands that payments will be processed by a third-party payment service provider in relation to this Agreement. The Client acknowledges that there are no legal rights for the refund of acquired Services. One-click deposits (recurring payments) are not processed as 3-D secure transactions unless the Client enables this security feature. The Provider is not responsible for the rejection/inability to process the Client's payment card data, nor for the absence of authorization from the issuing bank to process the payment. It is also not responsible for the quality, quantity, and price of services acquired on the Website. The Client is responsible for timely payment and related additional expenses. In case of disagreement related to the mentioned terms or any other reason, the Client is requested to promptly reject the payment and contact the Website's administrator/support, if necessary. Appendix 1 - General Terms Technical Regulations Client Responsibilities These General Terms form an integral part of the Agreement between the Client and Capital Market. The Client must ensure that all transactions and services received comply with applicable laws. The Client assumes responsibility for complying with legal regulations in their jurisdiction. Likewise, they are responsible for all transactions made in their account, including deposits, withdrawals, and the use of cards or other payment methods. The Company reserves the right to accept or reject deposit or withdrawal requests and is not responsible for transactions with third-party institutions chosen by the Client. The Client must keep their Investment Account username and password secure. They are responsible for any damage caused by misuse of the account. The Client agrees that they are responsible for their decisions based on the content of the Website and will not hold Capital Market, its directors, employees, or agents liable for loss of profits or other damages, except in cases of malicious acts. Capital Market's liability is limited to the amount deposited by the Client into their Investment Account in relation to the transaction that caused the liability. No investment account will be approved without completing the Company's compliance procedures, including account identification and verification. Risks The value of Financial Instruments offered by Capital Market may increase or decrease. The Client acknowledges the risks associated with trading CFDs and other similar products, including the risk of total loss of funds. Investments in Contracts for Difference (CFDs) do not confer any rights over the underlying instrument of the Transaction. CFDs represent only a theoretical value and do not grant rights to buy underlying shares. Virtual currencies are complex and high-risk products. Their prices are highly volatile, and there is a risk of losing all invested capital. The Client must have knowledge and experience before investing in cryptocurrencies. The Client acknowledges and accepts the Risk Disclosure of Capital Market published on its Website. Financial Information Capital Market is not responsible for losses due to inaccurate or erroneous financial information on the website. The Client must verify the accuracy and reliability of the information on the Website and compare it with other reliable sources. The Company assumes no responsibility for claims, costs, losses, or damages caused by information from the Website. The Client acknowledges that oral information provided about their Investment Account may be partial and unverified. The Client assumes the risk and responsibility of relying on such information. Investment Request and Order Process A. The process of a Client's request/order follows these steps: Submission of the request/order. Validation on the Investment Platform. Submission of the request/order to the server. Validation by the server. Results sent to the Investment Platform. B. The processing time may vary depending on communication quality and market conditions, typically between 0 and 4 seconds. Under abnormal conditions, it may be longer. C. The server may reject the Client's request/order in certain cases, such as insufficient funds, abnormal market conditions, or use of multiple browser tabs. Quotes The Client acknowledges that the reliable source of information about quotes is the main server for client requests. Quotes on the Investment Platform may not reflect the actual flow of quotes in case of an unstable connection between the platform and the server. Charts on the Investment Platform are illustrative, and the Company does not guarantee that transactions will be executed at the same prices indicated on the charts. The price displayed on the Investment Platform is calculated using the formula (Bid + Ask) / 2. Different Market Quote: When the price on the Investment Platform does not match the market price at that time (referred to as "Different Market Quote"). If the Company executes a Client's request/order at a price different from the market: a. In case of position closure, the financial outcome between the incorrect closure and closure according to the real market price will be corrected. b. In case of position opening, the Company may cancel the financial outcome related to that position. Copyright Capital Market is a global brand, operated by Solaris Sky LLC, a company registered at ICD Brookfield Place - Level 25 - Al Mustaqbal St - Trade Centre - DIFC - Dubai - United Arab Emirates (hereinafter "We" or "Company"). We are the controllers and responsible for customer data disclosed during the registration process in an investment account, demo account, or other services offered on the Website. Capital Market owns all intellectual property rights in and through the Website, including copyrights, database rights, and trademarks. Any rights not belonging to the company will be those of third parties and will be protected by international copyright laws. All copyrights, database rights, and trademarks related to the content of the Website are owned by Capital Market or third parties, including licensors and providers. Website materials, including designs, photographs, and texts, are protected by intellectual property rights. The name Capital Market (verbal and representative) is internationally registered. The use of the name Capital Market or any trademark is prohibited without prior written approval from the company, including copying, duplicating, altering, advertising, or selling trademarks or intellectual property rights. Any use of third-party trademarks or intellectual property on the Website is done fairly and descriptively, without implying association or sponsorship between the parties. The description of third-party intellectual property on the Website does not imply affiliation or association between the parties. The Company and owners of third-party intellectual property are not affiliated or associated unless expressly stated on the Website. The information provided by Clients will not be considered confidential, and the Company may use it at its discretion without further authorization. The Client agrees to provide appropriate and legal material, without prejudice to third parties or property rights. Any act that may harm the company or others is prohibited. Third-Party Content and Websites On the Capital Market website, you may find general information, news, comments, quotes, and other data related to financial markets, as well as advertisements. Some of this data is provided by unaffiliated companies. Capital Market does not offer investment research services. All information, news, comments, and quotes about financial markets found on the website are promotional and marketing in nature. The Company does not edit, prepare, or endorse the information, links, or other data provided by unaffiliated companies. Capital Market is not responsible for the content of third-party websites or for the actions or omissions of their owners. Links to other websites are provided solely for informational purposes, and customers use them at their own risk. Client Order Process to Open Positions If available funds are sufficient to open a position, the operation will be carried out. If available funds are not sufficient to open a position, the operation will not be carried out. When processing the client's order to open a position, it is executed only after the corresponding entry is recorded in the server file. Each new position is assigned a serial number. Client Order Process to Close Positions Closing an investment position is done at the current price on the server dedicated to investment operations, at the time the investment operations are closed. OTC Assets An OTC asset, also known as "over-the-counter," is one that is traded outside the regulated market. The price of these assets is determined from data related to customer investment requests and orders, which are received and processed by Capital Market. When making investment requests or orders on OTC assets, the client understands the operation and pricing algorithm of these assets. It is recognized that the reliable source for information about quotes of OTC assets is the main Capital Market server, with respect to client investment orders. Fraud In case Capital Market has reasonable suspicions or finds that a client has acted fraudulently, including: Fraud related to credit card transactions or other non-client financing forms. Fraud related to the use of software to obtain false investment results. Fraud related to system errors to obtain false investment results. The company shall have the right to block the client's account without prior notice and without the possibility of withdrawing money, or to unilaterally terminate the contract in an out-of-court procedure. Benefits Capital Market may offer, at its discretion and subject to compliance with specific conditions, benefits to clients, such as VIP statuses, participation in tournaments, and other privileges. The client acknowledges and accepts: The company reserves the right to modify or cancel any benefit at any time and for any reason, without the need for prior notification. The conditions of benefits may vary by region and are subject to change. Abuse of privileges offered by the company, such as creating multiple accounts to claim benefits, is prohibited. The client may request to stop receiving such benefits at any time by sending a request to support@capitalmarket-en.com. Currency Exchange To carry out any necessary currency conversion for order execution, Capital Market reserves the right, at its sole discretion, to debit the equivalent amount of the transaction in the currency of the client's investment account. In the case of payments where the currency of the investment account differs from the currency of payment processing, the company will perform the conversion from one currency to another according to the exchange rate in effect at the time of conversion. This includes the application of the currency conversion rate set forth in the General Fee Policy. The client acknowledges and accepts that they assume all risks associated with any such conversion, including the risk of loss due to fluctuation in exchange rates.